Specifications include, but are not limited to: 2.1 Active Group Life and AD&D Coverage (Basic and Supplemental Coverage) including Board Members coverage: 1. Duplicate current benefit provisions. 2. Provide fully-insured 100% employer paid basic life insurance rates per $1,000 for active employees (to a $500,000 maximum). 3. Provide age banded rates for 100% employee paid, voluntary supplemental life and AD&D insurance coverage of one (1) to five (5) times base salary (up to an additional $500,000 maximum). Up to two (2) times base salary must be on a guaranteed issue basis (no medical underwriting). The employee may purchase an additional three (3) times base salary providing they complete a statement of health. Supplemental coverage will be offered by the insurance carrier to new hires during the first 30 days of employment. 4. Provide fully insured AD&D coverage for active employees at two (2) times base salary. 5. Provide $25,000 in 100% employer paid basic life insurance coverage for Fairfax Water’s Board of Directors at the same rate per $1,000 as active employees. 6. Provide detailed reporting as required by Fairfax Water. 7. Provide exceptional customer service to Fairfax Water employees, retirees, their beneficiaries and Human Resources staff. 2.2 Retiree Group Life and AD&D Coverage (Basic and Supplemental Coverage) for Individuals Retiring On or After July 1, 2019 1. Duplicate current benefit provisions. 2. Provide Guaranteed Life Insurance Account (GLIFA) or other products the Offerors may provide to fund the basic retiree life insurance benefit of $25,000 (100% paid by Fairfax Water). 3. Provide retirees who retire before age 80 with the option to port their active supplemental life coverage amount. Port coverages reduce to 65% at age 65, 45% at age 70 and 30% at age 75. The reduced amount of the insurance will be adjusted to the next higher multiple of $500 if not already a multiple of $500. 4. Provide standard port rates as well as preferred port rates for those retirees who wish to fill out a statement of health.