1. Provide brokerage services necessary to effectively place insurance coverages such as health insurance or other lines of insurance requested. 2. Perform an in-depth analysis of the current insurance programs and make recommendations regarding areas of concern, if any, and present alternative solutions to address such concerns. 3. Obtain a minimum of three (3) indications or quotes from three (3) different and proficient insurance companies at a mutually agreed upon date prior to the expiration of the current coverage. The Contractor shall provide an analysis of proposed coverage to Crossroads. The analysis shall include a comparison of the coverages offered by each and a recommendation as to which policy Crossroads should accept and why. All proposed insurers shall be licensed to write coverage in the State and have an AM Best rating of A- or better. Crossroads will, in all cases, make the determination of which coverage to accept and will respond to the Contractor in writing. 4. Place required insurance coverages by taking all necessary steps to place insurance coverages. Such steps shall include, but not be limited to, the development of a submission document and related materials designed to communicate the CCSB's insurance needs to the insurance marketplace, and communication and negotiation with insurance carriers. Required insurance coverages shall be procured and insurance binders delivered to the CCSB at a mutually agreed upon date with policies to follow within sixty (60) calendar days after July 1 of each year or as mutually agreed. 5. Take such steps as are necessary to ensure that insurance policies purchased meet CCSB's specifications, including the review of applicable insurance binders, policies, certificates, and other documents to ensure accuracy. The Contractor shall also assist Crossroads, at CCSB’s request, in resolving claim disputes between the CCSB and any company providing insurance or bond coverage procured pursuant to this Contract and such other services as are necessary to ensure that coverages procured are maintained.
