Specifications include, but are not limited to: Institutions to administer their extensive banking and deposit operation to further the objectives of streamline cash handling, enhance funds availability, increase the use of technology to reduce costs, become more efficient, and partner with a financial institution to enhance services to the community. The scope of services will include, but is not limited to, general account services, information reporting, reconcilement, electronic fund transfers, positive pay, controlled disbursement, returned items processing, image capture, custody services, investment services, electronic receipt and payment platforms to provide treasury management services. Proposals may only be submitted by banking institutions that are a qualified public depository as defined by the State of Texas General Statues and must be in compliance with all applicable Federal and State laws, regulations, statues and policies, including those of the U.S. Department of Housing and Urban Development (HUD) with whom FWHS reports to extensively. The bank must be a member of the Federal Reserve System. The bank must be a State of Texas or federally chartered financial institution and in good standing among other comparable banks.