1. The proposal is to be based on the current benefits. 2. The quote is to be based upon the census provided with the RFP for a January 1, 2026 effective date. 3. All participants enrolled as of December 31, 2025 are to receive immediate coverage under the new plan. The City’s enrollment records are to be the basis for “take-over.” 4. Coverage for employees becomes effective on the 1st day of the month following a 30- day waiting period and terminates at the end of the month in which the employer notifies the insurance provider. Retirees are eligible for continued coverage provided they had these benefits as of the day preceding the date of retirement. 5. City of Galveston is requesting proposal for ISL levels of $250,000, $225,000 and $200,000 with a contract period of 24/12 or paid, a corridor of 125% and for ASL to be included. Multiple Stop Loss Pricing Spreadsheets have been provided to represent each ISL level requested. The vendor’s proposal should match the "Current Coverage" column listed within each worksheet.
