Specifications include, but are not limited to: The City of Galveston department of Risk Management is seeking proposals for insurance coverage on, but not limited to, the following: Item # 1 - Commercial Flood Item # 2 - Commercial Windstorm Item # 3 - Fiduciary Liability / D & O Item # 4 - Pollution Liability / UST General Information The City of Galveston is requesting proposals for item #1- commercial flood insurance, item # 2 - commercial windstorm, item # 3 - fiduciary / D & O and # 4 - pollution liability UST. Proposers are asked to submit proposals on all four based on the specifications contained herein, which are based on our current program. Alternate proposals will be considered, provided the alternatives are clearly explained. Any deviations from the specifications must be clearly identified and explained. Any ambiguity in the proposal will be construed in the favor of the City