Specifications include, but are not limited to: protect the economic value to DME that would be lost if engines within DEC were unavailable to generate due to loss of mechanical, electrical or control systems through unforeseen malfunctions, ie a forced outage. The time period for coverage covers the high demand season in ERCOT, where loss of available generation capacity margins can have a severe impact upon market settlement prices. While forced outages are typically short in duration, if they occur during high demand and low generating capacity periods, then the resulting high market prices would be lost economic value to DME. If a forced outage become protracted, the economic impact would be longer lasting and potentially greater. DME is a fully integrated electric utility operating within the deregulated ERCOT market, therefore, a loss of economic value to DEC will have a corresponding impact upon the net cost of its load at ERCOT settlement. DME seeks to protect its rate payers from potential severe negative impacts by use of outage insurance / product coverage.