Specifications include, but are not limited to: 1.)A specimen copy of the quoting carrier’s forms and endorsements must be included for all coverage.2.)If the proposed policy can be written for greater than one (1) year or a guarantee of a fixed rate for two (2) or more years please state so in your cover letter.3.)Coverage is to include all locations and operations of the Town of North Providence.4.)Any deviations from the bid specifications must be clearly indicated and discussed in an attached page labeled “DEVIATIONS FROM BID SPECIFICATIONS”.5.)All proposed insurance carriers must retain no less than an A.M. Best’s “A” rating and a financial size XIIor larger to be considered for coverage.6.)All submitting agents must include a statement of qualifications and include experience in the Municipal Insurance Area.7.)All policies should include a sixty (60) day notice of cancellation or non-renewal clause.8.)The quoting carriers must include a “Knowledge of Occurrence” clause such as follows:“Knowledge of an occurrence, claim or suit by an employee, agent or servant will not constitute knowledge of an occurrence by the Insured unless either the Town’s Purchasing Agent or Finance Director have received such information from the employee”9.)Bids must be submitted in duplicate in a separate envelope marked “COPY”.10.)Bidders must be duly authorized to bind coverage with insurance provider.