Implement a comprehensive, single payment gateway e-commerce management system to support Texas A&M’s business automation and ecommerce initiatives. Our objective is to provide a seamless “one-stop shop” payment experience within the University’s student portal, Howdy. All payment-related functionalities will be integrated with Howdy, with secure vendor-provided links enabling access to the vendor's payment suite. The solution must ensure users, students and parents/authorized users, can navigate effortlessly between the Howdy portal and the vendor’s site, following CIRRUS authentication, without the need for reauthentication or separate logins. The system must provide visibility to all charges, payments, and refunds in real time through both Howdy and the vendor’s site. Payment plans should be flexible, supporting multiple installment options. All campus payments must be centralized through a single payment engine—integrating with both online applications and point-of-sale cashier systems—and must be processor-independent, allowing Texas A&M to maintain existing banking relationships.
