The specific tasks to be performed in completing the services are: 1. Devise a method of collecting data on closing and title costs in real estate closings; 2. Collect closing cost data for residential and commercial real estate closings for the past five years in Iowa; 3. Collect closing cost data for residential and commercial real estate closings for the past five years from South Dakota, Nebraska, Minnesota, New York, Texas, Oklahoma, Missouri, Illinois, California; 4. Review the data received; 5. Analyze the data to prepare comparisons between transactions in Iowa involving Iowa Title Guaranty and those not involving Iowa Title Guaranty; 6. Analyze the data to prepare comparisons between residential transactions in Iowa and commercial transactions in Iowa; 7. Analyze the data to prepare comparisons between transactions in Iowa involving Iowa Title Guaranty and transactions in other states; 8. Analyze the data to prepare comparisons between transactions in Iowa not involving Iowa Title Guaranty and transactions in other states; 9. Deliver reports and datasets of all information collected and analyses performed.