• Accident coverage for uninsured students, ensuring access to emergency and injury-related care. • Supplemental coverage for insured students to help offset the costs of deductibles, coinsurance, or denied claims. • Worldwide, 24/7 coverage, ensuring protection on and off campus. • Coverage for club and intramural sports participation. • Accidental Death and Dismemberment (AD&D) benefit to support families in the event of a catastrophic loss. • Recognition of the insurance plan as a value-added benefit to students, parents, and the community. • Guaranteed minimum of $10,000 in accident coverage per student. • Designed to reduce the volume and cost of students insurance claims. • Coverage that fills gaps left by primary plans, protecting both the studen and the University.