1. General consulting and advisory services related to the day-to-day finance, operation and management of the City’s group employee and retiree health and dental insurance programs. 2. Assist the City in development of long-range planning for health, prescription drug, and dental insurance programs. 3. Review and analysis of the underwriting relative to the annual renewal proposals by health insurance carriers/administrators, prescription drug providers, stop loss insurance contractors, and dental carriers with recommendations to the City regarding financial arrangement(s), rates, risk levels, payment arrangement, terms and conditions and related matters. 4. Solicit, review, analyze, compare, negotiate and make recommendations pertaining to proposals for new and replacement programs for group health insurance, prescription drug, stop loss insurance, and dental insurance programs. 5. Negotiate with health, prescription drug, and dental providers regarding rates and terms of contracts and other relevant matters. 6. Preparation of cost-benefit analysis of various benefit plan designs and insuring and financing options related to the group health benefit program. 7. Provide on-going assistance and recommendations in the management of the carved out prescription drug program for both the conventional and the non-carved prescription drug Medicare plans.