a. Dental: i. 100% Employer Paid for Employee; 0% Employer Paid for Dependents ii. Fully and/or self-insured proposal. iii. Coverage and benefits shall be identical or reasonably comparable to current benefits, attached as Exhibits A and B. Any plan variations should be identified in your proposal and in Exhibit C. iv. Proposal should include both 2 and 4-tier rate structures. v. Provide network analysis for the Hendry County area within a 45-mile radius. vi. Retirees are eligible to participate in the group dental policy. vii. Out-of-network reimbursement should be 90% or greater of U&C. b. Group Vision: i. 100% Employee Paid ii. Coverage and benefits shall be identical or reasonably comparable to current benefits, attached as Exhibits A and B. Any plan variations should be identified in your proposal and in Exhibit C. iii. Provide a network analysis for the Hendry County area within a 45-mile radius. c. Group Life and AD&D: i. 100% Employer Paid ii. Coverage and benefits shall be identical or reasonably comparable to current benefits, attached as Exhibits A and B. Any plan variations should be identified in your proposal and in Exhibit C. iii. Benefit amounts must be rounded up to the next $1,000 of coverage on the next first of the month following the salary change or coincident with the salary change. iv. Salary updates must occur effective the next first of the month or coincident with the date of the salary change. v. All current life amounts are required to be grandfathered. d. Group Voluntary Life and AD&D: i. 100% Employee Paid ii. Coverage and benefits shall be identical or reasonably comparable to current benefits, attached as Exhibits A and B. Any plan variations should be identified in your proposal and in Exhibit C. iii. Benefit amounts must be rounded up to the next $1,000 of coverage. iv. All current life amounts above guaranteed issue limits should be grandfathered, including for spouses and children. v. Evidence of Insurability is not required for a qualifying life event or during open enrollment, for employees currently enrolled, up to the guarantee-issue amount. e. Group Voluntary Short and Long-Term Disability: i. 100% Employee Paid. ii. Coverage and benefits shall be identical or reasonably comparable to current benefits, attached as Exhibits A and B. Any plan variations should be identified in your proposal and in Exhibit C. iii. Evidence of Insurability is not required for qualifying event or during open enrollment. iv. W-2 tax filing provided by carrier for both STD and LTD.
