The successful vendor shall provide comprehensive merchant credit card processing services including: Payment Processing Capabilities: • Authorization, capture, and settlement of credit and debit card transactions with support for EMV chip technology • Support for major card brands: Visa, MasterCard, American Express, and Discover with nextday settlement capabilities • Processing for both card-present and card-not-present transactions including contactless payment options Equipment and Technology: • EMV-compliant payment terminals and equipment compatible with existing city systems • Web-based payment gateway integration with API capabilities for seamless system integration • Mobile payment capabilities including Apple Pay and contactless payment options • Integration with existing municipal software platforms and batch processing capabilities Reporting and Data Management: • Real-time online reporting and transaction monitoring with customizable reporting by department • Daily transaction and reconciliation reports with historical data storage and retrieval • Multiple user access to online reporting systems with role-based permissions • Automated financial reconciliation and auditing functionality