A. Health Insurance: • Employer pays 100% Employee / 0% Dependents for the base plan and allows employees to buy up for the other two options. • Fully insured proposal with the following information: o Single plan option like current (See attached SBC for coverage information). o Alternate plan of a High Deductible Health Plan ($1,650 Single / $3,000 Family and $2,500 Single / $5,000 Family deductible, 105 and 20% Coinsurance, Maximum out of Pocket at 2.5 times) o Dual plan options to include the current single plan and the above requested High Deductible Health Plan with HSA. o Provide network analysis for the Miami-Dade County area within a 30-mile radius. • Coverages to include EAP and Virtual visits • Coverage and benefits shall be identical or reasonably comparable to the summary of benefits and rates, attached as Exhibits A and B. • Wellness dollars to enhance the Village’s wellness program. Currently, employee and spouse can earn up to $125 annually for participation. • Retirees are eligible to participate in the Health insurance plan. B. Dental: • Employer Contribution: 100% Employee / 0% Dependent on the Low Plan • The Village is requesting the following: o Fully insured proposal duplicating current • Alternate Dual Option: o Low Plan – Matching current benefits o High Plan – providing a $2,000 calendar year maximum benefit, and matching all current benefits • Proposal should include a 4-tier rate structures. • Provide network analysis for the Miami-Dade County area within a 30-mile radius. • Coverage and benefits shall be identical or reasonably comparable to the summary of benefits and rates, attached as Exhibits A and B. • Retirees are eligible to participate in the group dental policy. • Out-of-network reimbursement should be 90% or greater U&C.
