At a minimum, the Policies shall include the following: 1. Annual Aggregate Policy Limit: $1,000,000 2. Contractor will define the Aggregate Deductible 3. Medical Maximum-$90,000 – anyone person any one accident 4. Benefit Period – 104 weeks 5. Accidental Death and Dismemberment Benefit: $25,000 any one person any one accident. 6. Accidental Medical Expense - $90,000.00 maximum a. Covered expenses starting within 180 days from the date of the accident causing injury. b. Sports related hernias, dermatologic conditions, infections, tendonitis, bursitis, stress fracture, shin splints, including reinjuries and aggravation, resulting athletic participation in a covered event. c. Coverage for physical therapy services d. Coverage for orthotics, splints and braces, and durable medical equipment. e. Coverage for professional ambulance services. f. Insurance includes riders for: i. Expanded Medical coverage ii. HMO/PPO Denial coverage iii. Pre-existing injury coverage iv. Heart and circulatory coverage...
