a. Provide competitive pricing for the processing of major credit and debit cards: Visa, MasterCard, Discover and American Express. b. Allow the Village to authenticate and validate the card using online payments, mobile payments and in-person payments using chip cards, magnetic stripe cards and contactless payments. Card readers should use Payment Card Industry Data Security Standards (PCI-DSS) encrypted ethernet network connection to communicate with the authorizing gateway and the cashier point of sale system and support EMV chip card technology. c. Allow Village to accept payments using interactive voice response technology (IVR). d. Deposit payments electronically into specified Village bank accounts by merchant ID ensuring that float on Village funds is minimized. e. Provide online access and reporting to view and download daily transactions, account reconciliation and settlement reports by merchant ID, by payment card type and by transaction. Provide online access to view, hold, or void transactions before they settle or refund specific transactions. f. Be fully compatible with existing Village software, Civic Systems Caselle Connect, and able to interface using API. g. Provide REST API for wallet (saved card) and single transactions. h. Provide credit card and bank account tokenization support. i. Provide delayed capture payment workflow. j. Offer “System Admin” level web application for viewing logs and API errors. k. Fully integrate with Civic Systems Citizen Portal for online payments of sewer bills, business licenses, permit fees and other Village services.
