V. Minimum Services The Role of the RISK MANAGEMENT CONSULTANT is to provide Professional Risk Management services to the County as follows: A) The Consultant shall assist the County in identifying its insurable exposures and shall recommend professional methods to reduce, assume or transfer the risk of loss. B) The Consultant shall assist the County in understanding and selecting the various types of coverage and limits available from the Burlington County Insurance Commission. C) The Consultant shall review with the County any additional types of coverage that the Consultant believes the County should purchase that are not available from the Commission. The Consultant shall purchase and bind any additional types of coverage authorized by the County. D) The Consultant shall assist the County in the preparation of applications, statements of values and other documents requested by the Commission. However, this Agreement does not include any appraisal work by the Consultant. E) The Consultant shall review the County’s annual assessment as prepared by the Commission, and shall assist the County in the preparation of its annual insurance budget. F) The Consultant shall review the loss and engineering reports for the County, and shall assist the Safety Committee in its loss containment objectives within the County. G) The Consultant shall attend and actively participate in the County’s Safety Committee activities and meetings, and shall present information to the Safety Committee on Safety related topics. H) The Consultant shall attend the County’s Member Accident Review Panel meetings and assist the County in determining the cause of accidents. The Consultant shall suggest any remedial actions necessary to avoid future accidents. I) The Consultant shall assist the County in determining the necessary training for each employee in each Municipal Department based upon the employee’s job description and in accordance with OSHA and other governmental regulations. J) The Consultant shall assist the County in scheduling employee training, both internal and external, including the tracking of course attendance and completion of course requirements. K) The Consultant shall review the County’s loss data on a regular basis and prepare reports to the County on recent losses, open claims, and loss trends. L) The Consultant shall assist the County by reporting to the Commission changes in exposures including the deletion and addition of vehicles, equipment, and properties and the contracting of Municipal services to third parties. -5- M) The Consultant shall assist the County and Commission professionals in the annual renewal process including the gathering and verification of exposure data. N) The Consultant shall order Certificates of Insurance from the Commission. O) The Consultant shall review Certificates of Insurance received by the County. P) The Consultant shall review proposed contracts between the County and organizations and contractors to verify that the appropriate indemnification and hold harmless language is contained in the Contract and that the Certificate of Insurance Guidelines are being followed. Q) The Consultant shall evaluate and advise the County on the risk management aspects of public events being staged or sponsored by the County. R) The Consultant shall review the annual coverage documents to verify the accuracy of the policies.
