This specification describes credit card transaction processing services to include, but not limited to: the processing of on-line Visa, MasterCard, Discover and American Express card transactions, check/debit card processing, ATM cards and e-check transactions. It describes the need for timely deposits of the funds generated from the acceptance of the above-mentioned cards and checks, the means by which these services will be billed and the specific integration and coordination requirements. The anticipated methods of use are on-line and telephone, telephone payments shall be accepted by a live agent, and may include the acceptance of secure credit card transactions over mobile devices. Credit card processing services will be required for any county department that needs processing payment by Point of Sale, Online or by IVR/Telephone.