Specifications include, but are not limited to: MassHousing (the “Agency”) is requesting proposals pursuant to this Request for Proposals (“RFP”) for an insurance broker to enter a two-year contract with the option of a one-year extension for a total of three years to provide reinsurance for mortgage insurance on loans insured by the Mortgage Insurance Fund (“MIF”). The services for which the Agency is requesting proposals related to insurance. Loans Requiring Reinsurance i. Loans Originated or Purchased by the Agency under its revenue bond program ii. Loans Originated or Purchased by the Agency, secured by a mortgage-backed security issued by Fannie Mae or Freddie Mac iii. Loans Originated or Purchased by the Agency and resold to Fannie Mae or Freddie Mac as Whole Loans iv. Loans Originated or Purchased by the Agency and sold to qualified secondary market investors, such as the Federal Home Loan Bank of Boston v. Loans Originated by conventional mortgage lenders that meet the Agency’s criteria for loans to low- and moderate-income homebuyers