Statement of Work Gift cards for Research participant studies The purpose of the various gift card purchases is to provide research participants in current research studies various gift cards (such as Walmart, Target, and Amazon) once they have completed the study. The gift cards are to encourage various veterans to participate in the research study to assist the principal investigator and lab personnel with the current merit grant study. *NO PROMOTIONAL GIFT CARDS ACCEPTED-only gift cards that apply to the 2009 Credit Card Accountability Responsibility and Disclosure Act below* *NO Expiration dates on cards* In 2009, Congress passed the Credit Card Accountability Responsibility and Disclosure (CARD) Act, which set consumer protections for gift cards based on many state laws. The law provides that gift cards cannot expire within five years from the date they were activated and generally limits inactivity fee on gift cards except in certain circumstances, such as if there has been no transaction for at least 12 months. The federal law creates a floor for regulation and leaves room for state regulation on redeeming gift cards for cash and unclaimed property provisions. Federal Statutes The Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009, Public Law 111-24 Denomination Qty Brand $75.00 50 Walmart $25.00 215 Walmart $100.00 10 Visa/Mastercard $20.00 120 Visa/Mastercard