Specifications include, but are not limited to: a. Design, market, and implement the broadest coverage, including all insurance types summarized in Exhibit B at the most reasonable cost for the risk presented. Historically, the effective and expiration dates of Prosper Portland’s insurance policies coincide with the fiscal year of July 1 through the following June 30. b. Meet at least annually with Prosper Portland’s staff to review existing coverage, advise on trends in the insurance marketplace, and plan for upcoming policy renewals. c. Be an effective advocate for Prosper Portland when marketing insurance coverage (e.g., obtaining favorable rates, premiums, exclusion removal, and endorsements for Prosper Portland’s specific exposures).