Specifications include, but are not limited to: The University of North Carolina is soliciting proposals from insurance companies ( the term “vendor” will be used throughout this document) who can provide voluntary, individual long-term care (LTC) insurance for interested permanent (benefits eligible) employees. This will be an employee pay-all program, and the University will not provide any payroll deduction service associated with this benefit. All employees who elect to purchase an individual LTC insurance policy from the successful vendor will do so on an individual, direct bill basis. The University will not accept or review any group long term care insurance proposal. Additionally, the University will not guarantee a certain amount of business for the successful vendor.