1. Credit ratings, outlooks, and associated research for US and International Investment Grade Corporate and Structured Debt Issuers in all sectors such as utilities, industrials, and financial institutions (including banks, brokers, life and health insurance companies, as well as REITs). 2. Structured Product Ratings and associated research for all asset-backed securities including ABS, RMBS, CMBS, CLOs and E(E)TCs. 3. Investment Grade Sovereign Credit ratings, out looks, and related research. 4. All ratings must include a documented rationale with key indicators that support the rating, and a corresponding factors that may lead to a rating upgrade or downgrade. 5. Access to sector analysts and specialists both in person and via electronic medium such as conference calls, email, or private telephone calls. 6. Access to economic analysis, sector analysis, and educational events. 7. Access to research and ratings via the internet including both individual credit inquiries and bulk access via routine uploads of credit ratings in aforementioned sectors.
