The Contractor shall perform the following services-for the City: A. Act as an independent insurance advisor to the City and proactively provide ongoing unbiased professional advice and recommendations that benefit the City and its members. Meet with City Risk Management staff, City committees, and/or staffof City departments as requested. B. Proactively provide ongoing review and analysis of the City's insurance programs and make any appropriate recommendations for coverage changes or new coverage. Provide early warning of rate and coverage changes or renewal problems and annually provide a comprehensive report that reviews all City insurance programs. C. Assure that insurance policies are placed in a timely manner, without lapses in coverage , and with reputable and financially responsible insurers. Advise in writing of any changes to insurance policy within 14 days. D. Review policy and other documents in detail within 14 days of receipt of the documents; review for the accuracy of each policy, binder, certificate, endorsement or other document received from the insurers to ensure the intended coverage is provided, and all coverage, terms, and conditions is complete and accurate, and in compliance with financial arrangements and administrative policies and procedures of the City.