Specifications include, but are not limited to: The State of Montana is seeking a contractor to provide general banking services for its 35 different business units. The State of Montana is seeking a contractor to provide general banking services for its 35 different business units. The State of Montana (State) currently has approximately 40 depository accounts and 10 accounts for payments made, serving our different business units (or state agencies and component units, such as Department of Revenue, Montana State Lottery, Montana State Fund, and Montana State University). Excess monies within these bank accounts is transferred into investment accounts with yet another institution on a daily basis at the direction of the Montana State Board of Investments. The average daily balance in the primary depository account is $15.4 million. The estimated annual deposit total is $11 billion, annual payment total is $11 billion (70% ACH payment, 25% warrants, 5% wires). The state utilizes approximately 80 remote deposit capture machines in various locations