Specifications include, but are not limited to: All property coverages shall be virtual all risk, blanket, no co-insurance, replacement cost forms and include boiler/machinery coverage for full limits. Liability coverages shall be broad in scope, occurrence form preferred with minimum exclusions, conditions or limiting definitions; shall include bodily injury (including resultant death), property damage, and personal injury liability protection, and shall encompass all premises and operation, tort liability, vehicles liability (including Michigan PIP and PPI), and public officials, officers, and employees’ wrongful acts (E & O) liability. Coverage shall be included for liability claims or lawsuits for damages relating to violation of civil or constitutional rights, sexual harassment, ADA actions, employment, and to eminent domain and inverse or adverse condemnation proceedings including zoning and so-called temporary taking actions.