1.1. Coverage is to protect against risk of direct physical loss. Property coverage will also protect against the need for additional expense in the event of loss or the loss of income resulting from direct physical loss. This coverage is to include electronic data processing equipment. Coverage is to be blanket on all real and personal property with an agreed amount endorsement. 1.2. Valuable papers and records coverage to pay for the cost of restoration and reconstruction of important documents. 1.3. Inland Marine coverage to protect against physical damages to and loss of use of equipment which generates, transmits or uses energy. The deductible for this coverage should be concurrent with the property deductible. 1.4. Automobile Liability and Physical Damage coverage to protect against liability imposed by law for losses resulting from the operation of owned, leased or rented vehicles. A blanket fleet policy is preferred. 1.5. Comprehensive General Liability coverage to protect the City against any liability claims that may arise from authorized operations performed by the City and its staff, regardless of the nature.
