Specifications include, but are not limited to: Category 1: Employment and Career Development Services Identifying and addressing barriers to employment Determining the need for vocational rehab counseling Supporting participants needing pre-employment/job readiness such as Resume writing Interview Prep Conducting a job search Work place etiquette Conflict resolution Skills assessments Planning for and targeting regional or sector-based high opportunity employers based on benefits, career ladders, and wage growth potential Job placement Category 2: Financial Capability Strengthening working knowledge of credit and debt issues including but not limited to medical debt, student loans, bank debt/Chex Systems, consumer debt, and foreclosure issues. Reducing Debt Establishing or Improving Credit Building a strong understanding of asset development including traditional (tangible assets) and non-traditional (strong credit, strong tenancy history, energy savings) including accessing employer based asset development strategies. Increasing Savings Developing personalized financial goals and roadmaps for achieving them Planning for the “cliff effect” caused by employment as it relates to benefits and supportive services Creation of personal and family budgets Making informed banking choices