Specifications include, but are not limited to: The Maryland Department of Labor on behalf of the Maryland Home Improvement Commission (MHIC) is issuing this Request for Proposals (RFP) to qualified vendors for the provision of accurate and timely credit reporting services in accordance with applicable federal and state authority. The services required are access to nationwide credit bureau data and all services related to assessing the financial solvency of applicants for contractor licenses. MHIC requires the services of a credit-reporting agency that has the capability of providing consumer credit reports. The successful vendor shall have the capability of providing accurate and comprehensive credit information to the Maryland Home Improvement Commission (MHIC) in a timely manner so as to enable staff to quickly assess an applicant’s financial solvency based on the scope and size of their business in relation to total assets, liabilities, and net worth to qualify for a Contractor license(s).