Specifications include, but are not limited to: The OAG wishes to engage contractors to advise the OAG attorneys, after review of certain insurance rate and rate-related filings that have been submitted to the Maryland Insurance Administration, regarding the impact of the filings on consumers to determine whether the filings are excessive, inadequate or unfairly discriminatory. Contractor(s) must be able to communicate complex actuarial analysis and conclusions in lay terms. Contractors may be required to provide testimony and supporting documents at administrative and court hearings to support their analyses of rate filings. More than one contractor may be selected as a result of this solicitation according to contractor’s actuarial expertise in the areas of homeowners insurance, medical professional liability insurance, Maryland insurance laws and insurance regulatory practices, catastrophe modeling, generalized linear modeling, etc. This RFP is not a guarantee of work. Work will be assigned to awardees based on 1) contractor conflicts; 2) review history (i.e. contractor having previously reviewed filing from a certain insurer; and 3) availability.