Specifications include, but are not limited to: The State of Iowa employee group insurance plans, for all employees except Board of Regents' supervisory, professional and scientific staff, are by State statute governed by the Executive Council of Iowa. Responsibility for administration of the insurance plans and for collective bargaining of insurance issues rests by State statute with the Iowa Department of Administrative Services (DAS). In addition, public employee group insurance benefits, enrollment rules, and premium contribution strategies are a mandatory subject of collective bargaining as defined in Chapter 20 of the Iowa Code. Negotiations on employee benefits and salary issues usually occur primarily in January and February of bargaining years. 1.4.2 Life Insurance Plan 1.4.2.1 Eligibility The group term life plan is available to approximately 19,500 active State employees in the Executive, Legislative, and Judicial branches. An employee is eligible for group life insurance on the first day of the month following thirty (30) days of continuous full-time employment. Full-time employment is defined, for the purpose of life insurance, as working 30 or more hours per week. 1.4.3 Long Term Disability (LTD) Insurance Plan 1.4.3.1 Eligibility The State’s group LTD plan is available to approximately 19,500 active State employees in the Executive, Legislative, and Judicial branches. An employee is eligible for group LTD insurance on the first day of the month following thirty (30) days of continuous fulltime employment which is defined as working 30 or more hours per week. 1.4.3.2 Coverage The monthly LTD benefits include: Minimum benefit of $50 per month. Maximum Benefit of $3000 per month (60% of $60,000 salary). Benefit is offset by primary and family social security, workers' compensation, and other state sponsored sickness or disability benefits, excluding Iowa Public Employees Retirement System (IPERS) benefits. Waiting period is 90 working days or the use of all accrued sick leave, whichever is greater. Employees receive up to 18 days of sick leave per year with no maximum carry over amount.
