Specifications include, but are not limited to: The proposed plan must be a traditional health plan with copayments, co-insurance and deductibles, but which
offers insured persons access to a broad network of physicians and hospitals within the Springfield area as well as
nationwide. Except as otherwise stated, the student health insurance plan design should offer two levels of coverage – payment of 50% or greater of usual and customary charges for non-network providers, and an 80% of a preferred allowance for in-network providers. The plan should provide 24-hour worldwide coverage on a year-round basis as long as the appropriate fees are paid by the insured each semester and summer session.