Specifications include, but are not limited to: A. Open and maintain an account for each type of banking service requested by the Treasurer in this RFP (“Treasurer’s Accounts”). Current accounts are listed in the attached Appendix A Current Demand Deposit Account Structure; B. Accept and process direct transmission National Automated Clearing House Association (“NACHA” or “ACH”) formatted files received from Agencies, including the Treasurer; C. Accept and process all Agency deposits, including fees and taxes collected from the cannabis industry, received in various forms including, but not limited to, checks, cash and electronic fund transfers. Current volumes are attached as Appendix B Monthly Deposit Volumes FY 2017 and 2018; D. Accept and process checks drawn on financial institutions that are not clearing through the Federal Reserve System or are made payable in foreign currency; E. Provide all Agencies, at point of contract origination, with one endorsement stamp per 4-digit Agency identifier (“Agency Identifier”) at no cost; F. Provide encoding on all paper and electronic deposit tickets of the Agency Identifier, located in the lower left-hand corner of the deposit ticket Magnetic Ink Character Recognition (“MICR”) line. The Agency Identifier must also be captured and reported through the Respondent’s information reporting system; G. Provide Agencies with Remote Deposit Capture (“RDC”) solutions, that will include the capture of a 4-digit Agency identifier; H. Provide Agencies with Remote Currency Manager (“RCM”) solutions, that will include the capture of the Agency Identifier; I. Provide Image Cash Letter (“ICL”) services that include the capture of the Agency Identifier; J. Provide Agencies with the ability to deposit checks and cash at a local branch in the Springfield and Chicago areas, and provide deposit processing at branch locations for Agencies throughout the state. A listing of Agencies is attached as Appendix C Current State Agencies, Boards and Commissions; K. Provide Agencies with the ability to deposit checks and cash, delivered by an armored car provider contracted directly by the Agency, that will include the capture of the Agency Identifier;