Specifications include, but are not limited to: conduct audits on its medical (including chiropractic), dental, vision and life insurance plan contracts. All EUTF benefit plan contracts, including fully-insured plans, contain the right to audit. The objective of each audit is to evaluate administrative procedures and controls established for effective plan administration, and to determine: (1) whether claims have been paid improperly; (2) the dollar amount of improperly paid claims; (3) the options available to recover overpayments resulting from improperly paid claims; (4) the benefit plan contractor’s compliance with performance guarantees; and (5) recommendations for improvement in the delivery of benefit plan services and/or plan design.