Specifications include, but are not limited to: The Agencies seek one or more firms (“Vendor” or Vendors”) to provide independent financial advisory services (“Services”). Services include without limitation, review and advisement on debt policy, review and development of new financing ideas, technical analysis of the municipal bond market and the Issuer’s cash flows, assistance with best practices with regard to credit ratings, investor relations, and IRS required compliance. The fully enumerated Scope of Services is described in Appendix A. Vendor(s) shall be expected to assist the Agencies in structuring a debt portfolio with the lowest cost of capital possible in accordance with federal and state laws and regulations and provide support for ongoing debt management. Vendor(s) shall be precluded from acting as an underwriter or agent on any financing arranged by the Agencies.