Specifications include, but are not limited to: A. Security: Multi-Level security on online access and wire transfers. B. Account Management: • Secure consolidated view of all your business accounts together and separately. • Online access to view, print and download all archived bank statements for three consecutive years. • Email notifications on account balances and check activity. • Online money transfers, stop payments, and ACH payments. • Online check and deposit imaging. • Listing of daily cleared checks (check number and amount) available online. • Images of cleared checks (front and back) available for online retrieval up to one year. • Include description of all reporting and communication methods and identify any customer service issues. • Desk top deposits. The Town will need to be able to scan daily deposits. C. Bill Pay: • Make payments from multiple business accounts. • Schedule payments in advance, set up recurring payments, and same day pay options. • Run and download customized reports to track spending. • View or cancel pending payments. • Vendor direct ACH payments. • Email notifications. • Timely delivery.