Specifications include, but are not limited to: Successful Vendor shall provide an independent financial audit report annually. Annual audits shall be conducted in accordance with generally accepted accounting principles and applicable Federal Regulations. Successful Vendor shall provide consulting services to ensure the Universities are taking full advantage of all services, features, and products available. This will include quarterly meeting with the Universities. Successful Vendor shall supply account orientation and exit interview materials to the borrower, to include but not limited to, Student loan Repayment schedules, Disclosure Statements, and Loan Fact Information Forms. Successful Vendor must also provide the borrower with the option to access, complete and print these documents on-line.