Specifications include, but are not limited to: 1. Statistical analysis: • Provide monthly and quarterly reporting which includes an analysis of income and expense for the prior quarter. • Provide quarterly presentations to the Employee Benefit Trust Board including analysis of income and expenses for the quarter and year to date (YTD). • Provide annual report which includes an analysis of income and expense for the prior year and a projection for the forthcoming year including projected adequate reserve levels for plan. • Make recommendation for establishing annual premium rates. • Advise on required reserves for medical and other self-funded plans (if applicable). 2. Policy analysis: • Provide general guidance on trends in benefits offered and eligibility requirements. Recommend plan changes based on these trends. • Advise and consult on methods for improving cost containment and claims administration. • For above, where applicable, provide cost analysis of possible impact on plan.