Specifications include, but are not limited to: The Consultant is responsible for providing technical assistance to the Community Housing & Infrastructure Department (CHID) on developing a home loan program to assist Navajo Nation tribal members in accessing home loan financing options to purchase, construct or home improvement on Federal Trust Land. Technical assistance in policy development, recommending access to certified banks authorized to engage in Section 184 Home Loan programs, and strategy development in expanding homeownership opportunities for the Navajo Nation people. Additionally, the SOW will require development of a housing needs assessment to determine the need for a home loan program; and to assist CHID in finalizing a housing plan, policies and procedures.