Specifications include, but are not limited to: A. The selected Vendor must provide processing for multiple “brands” and types of cards. The selected Vendor must be able to process both VISA and MasterCard, as well as both Discover and American Express transactions. B. In addition, State Agencies accepting debit cards currently utilize the following debit networks: Star/Explore, Interlink, Maestro, Accel/Exchange. The selected Vendor must arrange for and support any agreements required to process debit transactions from the debit networks listed above, at a minimum. Please provide a list of all supported debit networks. C. The selected Vendor must have the ability to support EBT payments. ; A. Provide gross settlement (sales less refunds) via ACH Credit to designated State or Agency bank accounts for all payment and credit records processed. B. Chargebacks must be debited separately and must not be included in the gross settlement of sales.