Specifications include, but are not limited to: i) Provide individual and or group voluntary supplemental insurance products that are competitive and, when possible, are guaranteed issue policies that are portable in the event of employee terminating employment with the account or the account terminating the master contract with the carrier at the end of the term of the contract. If coverage is not portable such must be very clearly communicated to the County and its employees. ii) Provide full coverage for all groups/classes of employees, spouses and eligible dependents, as applicable. State any age limitations or coverage reductions at certain age intervals clearly. iii) Provide brochures, applications and rate tables for enrollment purposes for all benefit eligible employees.