Specifications include, but are not limited to: Intercollegiate sports accident insurance for August 15, 2019 through August 14, 2020. Core benefit $25,000 w/full dental and full physical therapy included. - Reasonable and customary covered medical expenses paid at 100% after the deductible. - Three year benefit period. - No aggregate limit for medical expenses. - Coverage for ‘repetitive motion injuries’ resulting from the play, practice or conditioning of intercollegiate sports. Injuries such as strains, sprains, hernia, tennis elbow, tendonitis, bursitis and muscle tears not covered unless resulting from a specific injury. - Coverage for injuries resulting from a heart of circulatory malfunction. - Coverage to include the re-injuring and /or aggravation of an injury which occurred prior to the effective date of the insured person’s coverage under the policy or which occurred during the policy term and such injury was not fully resolved at the time of the re-injury. - Reducing deductible met by benefits paid by other plans. - Coverage for expenses denied or reduced by an HMO or PPO because of noncompliance with their rules. - Initial expense must be incurred within 180 days of the injury. - Access to HMO and PPO networks.