Specifications include, but are not limited to: A single Contractor will be the City’s insurance broker of record and shall develop and place the most effective and cost efficient insurance coverage, and provide a range of consulting services associated with the City’s property and casualty programs. The Contractor will provide brokerage and consulting services to assist the OCA/DRM in fulfilling its critical role to ensure proper protection of the City’s assets and activities on behalf of the City’s citizens and taxpayers. The Contractor will provide annual review of risk exposure and program structure, develop recommendations and re-structuring options based on relevant market conditions, market coverages, present the City with competitive quotes with recommendations, and place and service the coverage. Related coverages and services may be added to each program at any time during the contract period and the Contractor must handle all additions.