Specifications include, but are not limited to: Counseling services shall be provided to an individual and/or business that are substantive in nature and require assistance in the formation, management, financing, and/or operation of a small business enterprise; AND are for no less than one half-hour, and include any counseling session thereafter, regardless of time. Counseling is one-on-one, in person, on the telephone or electronically; is specific to the client's individual needs; requires a signed SBA Form 641 or equivalent form that supports SBA’s management information database. To allow for reporting of time invested in a client, preparatory time will be tracked separately from counseling time but attributed toward counseling time in data reporting.