Specifications include, but are not limited to: Insurance Brokerage Services requirements include but are not limited to the following: 1) Assist in identifying and assessing the magnitude of ACTA’s risk exposure(s) and in determining the need for insurance as a risk-financing tool. 2) Perform all on-site inspections and data gathering necessary to prepare underwriting submissions to insurance markets. 3) Develop appropriate specifications for coverages providing the broadest available protection and appropriate extensions of coverage. Identify and present these specifications to qualified insurance markets. 4) Evaluate insurer proposals and present results of the analysis in report form. Recommend the best risk financing solution including appropriate coverage, policy limits, and risk-financing structure. Provide support for recommendations. 5) Negotiate with underwriters on terms and conditions to obtain the most beneficial and cost-effective coverages available to ACTA. Include ACTA representatives in negotiation as requested. 6) Coordinate services provided by insurance carriers including safety, claims adjusting, management information reporting, case management, health care provider selection and others. 7) Provide, if requested from time to time by ACTA, insurance quotations for additional insurance coverages such as pollution (cost cap, PLL), railroad protective liability, builder’s risk, etc. 8) Verify the accuracy of rates and premiums. Assist in establishing estimated costs and payrolls for premium calculations. 9) Provide specimens of all policies prior to renewal or placement. 10) Deliver binders on or before the effective date of coverage being placed, subject to placement. 11) Assist ACTA in obtaining policies promptly once bound, i.e., in 30 days or less. Verify that policies meet agreed provisions and check for errors. Confirm that all negotiated coverage enhancements are provided and obtain revisions in such documents when needed. Promptly submit originals of all policies and endorsements to ACTA. 12) Provide coverage summaries for all new placements and updates on changes to existing policies.